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I have heard occasions to ponder on the above question and picked the minds of many Kenyan immigrants to provide their sunset days wishes. As usual, we are divided between those who believe in aging and spending ones last days in the motherland versus spending old age in countries of settlement.
Even so, there is good segment that find this topic taboo. Why do you bring up such a topic while I am busy building a life? They ask me. Kesho ina mwenyewe! (Tomorrow will take care of itself)
To those that would wish to spend their old age back home, they offer very good reasons why it is better to spend their sunset days in Kenya. Of course this group is busy making plans for that eventuality. They are busy buying land, building retirement homes in Nanyuki, Nakuru, Kitengela, Mtwapa, and Emanyulia.
They quote the good weather all year round, good food, and caring community members as the push to return back home. “When a cow is injured in the wilderness, it finds its way back to the boma,†one man reminded me of a Swahili saying.
This group is also not sleeping on their ears, as my people would say. They are tucking away a good amount to their 401K/403B retirement funds. Besides that, real estate back home is a sure way that their retirement days will be spent in bliss.
Be that as it may, the question still remain; which is the best place to retire and why? Kenya or abroad?
To Mr. Wiseman-not his real name- retiring in Kenya after spending a lifetime in the hallowed grounds of Cambridge, Massachusetts, where he is an academic, is akin to baking a very sweet cake but getting it wrong with the icing.
“I am well settled where I am, earning a good salary, paid off my mortgage, own three townhouses which I rent out, my retirement account is full to the brim. My children are comfortably settled in their careers here in the USA.
Go back to Kenya to retire? Hell no.†Mr. Wiseman said with finality.
And who will judge him for that? He is used to getting finer things of life.
At no time does he worry that he will wake up in the morning to find his Infiniti missing, neither is he ever worried that he will lose his car’s side mirrors to some young men as he drives in the evening Boston commute as it happens to his brother back in Nairobi.
“If my child has high fever and is convulsing, a call to 911 will result in paramedics arriving in my house in a record 3 minutes,†Pauline, a mother of two told me.
“Woe be unto you if you are in Kawangware where I grew up. My own brother died from lack of proper and timely intervention from a simple headache which turned into meningitis. We live only 10 miles from Kenyatta National Hospital.†She said.
“And by the way, do you know how long a cancer patient waits to get chemo in KNH?†She mused. “Six months or more,†she said when she saw my bewildered face. “By that time, the bad cells are spread all over your system, making it useless to even treat it.â€
“How many power blackouts have you experienced since you came here?†Baba Mose asked me when we were discussing these issues. “Have you ever turned a hot water faucet and got let down? Anytime you had no running water in your house? You have to really convince me harder why I have to go back to be the richest person in the three surrounding villages in my county, making me an easy target for kidnapping.â€
“Make no mistake,†Baba Mose continued. “I love my country Kenya to death, as a matter of fact I support over ten children through school and college and I contribute every month to my village’s welfare association, but I am all set right here.â€
If one was last in Kenya during the reign of Baba Moi, so much water has passed under the bridge. There was a whole 10 years of Mwai Kibaki and Raila Odinga. The duo managed to improve infrastructure and many rural areas now boast of piped water, are connected to the national grid, and roads have been constructed where paths used to exist.
But it is the reverse culture shock that baffles returnees. Previous farmlands are now sprawling, unplanned, peri-urban suburbs. Nothing makes sense anymore; the people, the food, the broken sewer smells, the music, crazy motorcycle taxi drivers, driving is a nightmare; matatus rule supreme.
With the expanding urban growth, the government was caught flat-footed and infrastructure is still pristine. Water and power shortage, polluted rivers and garbage as far as the eye can see will make a returnee who was used to an orderly life in the west wince in bewilderment.
“Titi la mama ni tamu,†Kioko told me when I mentioned the above reality.
“Whether your mother is barefoot or wearing tattered clothes, she is still your mother.â€
“When I get too tired to work,†Kioko, a licensed nurse said to me, “I will pack up my bags and get a one way flight home. But of course I am a US citizen so I will have the option of jetting back when the going gets tough in Machakos where I have invested heavily in real estate.â€
“Having worked in nursing homes, hospices and hospitals here, I am for the idea of spending my old age with my people back home.†Kioko said. “It is depressing when in old age you have no one but strangers to take care of you.
For that matter I would encourage anyone who wants to retire back home to keep his relatives and friends happy. Don’t burn your bridges. That young
nephew you are seeing through school will come in handy in your old age.â€
Good advice from Kioko.
Having said that, making up one’s mind early enough is crucial. Whoever said that failing to plan is planning to fail was right about such matters.
Kenya or abroad?
By Peter Gaitho | babaashley2@gmail.com
Comments
Build a corporation in Kenya. Making 'small investments' like buying land OR building/buying a house makes you suseptible to the usual corruption. Come back home, establish a business, expand to the EAC, dare to enter SA, then retire if you can find time. Being exposed comes with tremendous benefits.
South Africans are now buying us out. Interesting things are happening in Kenya..
Question; how to cross that bridge of building a corporation in Kenya while living an ocean away. That has been the major hinderance. We all saw what happened to one of us who bought a boat and took it to Naivasha. But there has to be a way All the same, good arguments by the writer.
Its quiet unfortunate and pole sana to him. There are also success stories of diaspora making an impact in Kenya, taking positions of CEOs of major corporations from banking, PE, insurance, Manufacturing, Franchising to business and growing them. In business, two cases stand out; 200 degrees and Suzy beauty, pioneers in their field succeeding in the first year of business. My advice is start with what you are good @. It may be your current career or job, then see if starting a business or employment works for you, check for viability then follow through. I recommend searching for their business profiles as seen on YouTube (K24).
Whether to retire abroad or at home is a personal matter. Having said that, most Kenyans I have met seems to lay theeir hope and future abroad, until the worst happens, and people have to come together to ship you home. That may be too brunt to many, but let the truth be told. Going round the bush won't help. I personally can't forsee a situation where I will be dragged to a nursing home after my morgage that I worked for so hard is sold to to take care of my remaining days. And who will be taking care of me? My country folks always sengenyaring me, " Huyu naye alikatalia hapa."
Most Kenyans shy away from discussing this topic for personal reasons, and we all know about. A morgage, school, car, and credit cards loans that keeps you at work days on end; and did I mention the tens bills excluding utilitiy bills. Paying these bills months aafter months, turns out to be another cycle of events, leaving no pennies to do something to safeguard ones retirement.
Retiring at home is not an option but a naked truth otherwise we may be living in a world of illusions. Talking about insecurity at home and other problems is just another excuse to stick to these land of opportunies. How manys Kenyans are still in Kenya. Kidnapped? Those are isolated cases. Its not even safe here. Wherever you live has its own problems. Lets try to prepare ourselves like we will end up speending our retirement days back home. Most of us are stuck, do not know what to do because days have turned to years and there are no traces of investments that we can call our own back home. The ssystem here is set such that you can only be able to pay your bills and then start the cycle all over again, eevery month every year. And you wonder why Americans are allergic to work, while we neglect our families for days in search of dollars. Wake up brethrens. A time has come. Home, despite all you hear, is best. Remember we are only 3 million in the diaspora. Forty million of our own are still at home. And not all have been kidnapped, or raped, or attacked. No! That is the naked truth.
its amazing how some of us in diaspora make kenya look in a living hell hole i agree with ida there are problems but for me east or west home is best .But again it depends with how you have experienced hii maisha ya majuu as they call it back home .Having worked in health care life in america esp is not kind to old people and in nursing homes you may live to be 100 yrs but in reality most people are just zombies who cant tell what time of the day it is but personally i would like that way than going there when my mind is ok after working this hard just to be treated like crap your kids dont have time for your old ass because they have their own busy lives dealing with their baby mamas/ daddys .maisha ya nursing with a an accent .Kenya is not paradise but i love and take it any time
That cannot be a Swahili saying because the swahilis have never kept cows!
"Titi la mama ni tamu, hata la mbwa huamwa!" A swahili saying
Very interesting article! Kenyans live one day at a time and think it is taboo to think about death and will...let alone retirement! It is good to plan and decide in good time. The arguments on both sides are good and convincing. I think no one should get to blame anyone for the choices they make and worse still brand someone unpatriotic for choosing to live and die elsewhere. And especially if that is the place they have called home for many years. On the other hand, home is home and those who feel that their bones must rest there...good for them! Good article!